Thursday, December 31, 2009

Car accident: lawyers and cops pls gimme advice, on dec 16 afternoon i was driving my car and weather was not ?

bad nor good i lived in new jersey suudenly police car came from left side of that intersection which i was on and signal was green police car gave us hand signals too so i made a stop but my car got hit from the other car which was on my behind he hit my rear bumper paint got scratch now afterwards he calls 911 and my township police came they ask me i was injured or not i said i have a backache because of the impact but i thought i';ll be alright after a while so i said i don't need an ambulance they said you don't want ambulance so you r not injured and your car hit some minor damage so there is no need for the police report they check our papers and went away now the other person's insurance wants police report what can i do now i still have more backpain i went to the dr she took xray's i don't know its report yet. i have the other person's information police told us exchange information. please help meCar accident: lawyers and cops pls gimme advice, on dec 16 afternoon i was driving my car and weather was not ?
You contact your insurance company %26amp; explain everything.


Then get an attorney %26amp; go after 'em allCar accident: lawyers and cops pls gimme advice, on dec 16 afternoon i was driving my car and weather was not ?
In California police officers will not write a police report unless someone is injured. If you call them they will just tell you to exchange insurance information.





File the claim with your insurance company and let them take care of everything. That is what you pay them for. I hope you had insurance.
It is a Common situation many people have met,calm down,and check the resource i found pretty useful http://www.AutoInsuranceFree.info/free-auto-insurance.htm.
you are screwed because of the lazy cop. I was hit and practically had to fight with the cop to get him to make a report in pennsylvania. The cop was like bitchin' '; Great this was only going to be only one page but now it's going to be a 3 to 5 page report. It's not going to be ready for three days! '; to top it off I had to fight with his insurance because the guy never called it in and they could not get ahold of him to verify the accident. thank god I was able to go to the police station and get that report.
I am neither a police officer not an attorney. You report the claim to your insurance company. You do not need a police report to file a claim. It sounds as if you were rearended. If you have Collision Coverage, your insurance company will pay you and subrogate against the at fault carrier. Let the other party's insurance company know there is no police report.





NJ is a No-Fault state which means you probably have Personal Injury Protection coverage. This covers covers you for medical expenses and a percentage of lost wages. The coverage is available regardless of fault. Let your adjuster know that you have sought medical attention. They will create a file for you.





You may be entitled to monetary compensation beyond your medical expenses. However, it depends on your policy selection.





In New Jersey there are different types of automobile insurance policies. One option is called the Limitation on Lawsuit Threshold option.





If you selected this coverage, you need to prove your injury is permanent. Sounds like you may have a soft tissue injury. These kinds of injuries are usually not permanent.
Insurance companies cannot place fault with you if the police did not write a report. Under normal circumstances, if the vehicles don't need to be towed or no ambulance is necessary, they have the option whether to write a report. If the other carrier is adamant about the report let them know they can approach the police department and find out why a report wasn't written. They're dragging their heels, that's all.





Sounds to me that this is a low impact hit and you may have some soft tissue injury but that's about it. It's not life threatening. Retaining an attorney isn't going to change that. Attorney's should be sought for life altering injuries as in scarring, loss of limb or life.

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